Old job, layoff, company merger, forgotten statement, no login, no clue where to start. We help you figure out who probably handled the plan, where to verify it officially, and what to ask before anybody tries to sell you something.
Most people do not lose the money. They lose the paperwork, login, employer contact, or plan administrator trail. We rebuild that trail first, without making you hand over sensitive info to a random website.
Old employer, dates worked, possible recordkeeper, state, name changes, and any statement or email you still have.
Plan filings, employer/administrator records, PBGC, abandoned-plan resources, state unclaimed property, HR, and recordkeepers.
Leave it, roll it, transfer it, use it for income planning, or do nothing. The answer should not be decided before the account is even verified.
We are not going to pretend we saw your private balance. We are not going to tell you a rollover is right before the account is verified. We are not going to ask for your Social Security number just to start.
A lot of finder sites make it sound like they have a secret database. Maybe they help, maybe they do not. But before you hand over sensitive info or pay a fee, you should at least know the free official places to check and the right phone call to make.
Fees matter. But if you are near retirement, the bigger question is: what is this account supposed to do for you?
We take the old employer clues and start narrowing the trail. No pretend balance. No fake confirmation. Just the likely plan path and the next honest step.
Start the intakeWe look at age, timeline, balance range, and urgency so the right requests get handled first.
Give the official places to verify so the person gets value even before a call.
If they verify money exists, then Dustin can help compare whether leaving it, rolling it, or income-planning it makes sense.
Tag old 401(k), 403(b), pension, laid off, retiring soon, high balance, and nurture so nobody falls through the cracks.
No. And if a public website acts like it can magically prove every private 401(k), 403(b), pension, or IRA without official verification, slow down. This intake collects clues and points you to the proper search path.
Because we do not need it to start. First we identify the likely employer plan, recordkeeper, or official database. If an official administrator later needs identity verification, that should happen through the official source.
Then compare your options before moving it. Sometimes staying put is fine. Sometimes a rollover makes sense. Sometimes the bigger issue is retirement income, not just finding the account.
The finder intake and search trail are free. If you want Dustin to review retirement-income options after money is verified, that is a separate conversation and you decide whether it is worth your time.